Making Money Writing Programs

With the high inflation eating away my savings, i have been exploring ways to make money both online and offline. One way i found to do this is by writing applications mostly database applications.

Writing programs takes a lot of time and effort but with the right marketing skills it can worth your time, before you write a program you have to do your field study. You have to know what you are writing the program about, you have to know what the client wants so you can tailor the application to suits the customers needs.


Take for instance you are writing a program for a small motel, you have to learn about there present reservation system so that you customize your program to suit there  needs. Reporting is very important most companies use reports in order to make very important decision. You have to find out from your client the type of report he or she needs.

The next step is to do your coding there are quite a few applications you can use to write your programs what i use is Visual Studios. It takes sometime to learn but as soon as you get a drift of it you are good to go.

Marketing is a very important word in the world of business if you have the best product and nobody knows about it, it makes no sense there are lot of ways you can market your programs there are a lot of sites online that sells your software, you can also use social media like Facebook , twitter , Google Plus and YouTube Etc.

Hear is a Simple Example

Public Class HelloForm

Private Sub btnDisplayHello_Click(

ByVal sender As System.Object,

ByVal e As System.EventArgs

) Handles btnDisplayHello.Click

lblHelloWorld.Text = “Hello World”

End Sub

End Class

This example Prints Hello World.

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Excess Salt Links to 1.65 Million Death in the US alone each year.

 

People around the world eat twice as much salt as they should, and this behaviour translates into 1.65 million heart-related deaths per year, researchers in the United States said Wednesday.

Excess salt can cause high blood pressure, which is leading factor in heart disease and stroke, according to the study in the New England Journal of Medicine.

Led by scientists at Harvard and Tufts University, the study combined data from 205 surveys of sodium intake in 66 countries around the world.

"These 1.65 million deaths represent nearly one in 10 of all deaths from cardiovascular causes worldwide," said lead researcher Dariush Mozaffarian, dean of the Friedman School of Nutrition Science and Policy at Tufts University.

"These new findings inform the need for strong policies to reduce dietary sodium in the United States and across the world."

The average level of global daily sodium intake in 2010 was 3.95 grams per day, nearly double the World Health Organization recommendation of two grams per day, the study found.

Although salt intake was higher than it should be in all world regions, the numbers varied.

Regional averages ranged from 2.18 grams per day in sub-Saharan Africa to 5.51 grams per day in Central Asia.

Americans' average daily salt intake was 3.6 grams. The US government recommends limiting sodium to no more than 2,300 mg (2.3g) per day.

"The majority of Americans have acquired a taste for a sodium consumption by a high salt diet," said Kevin Marzo, chief of cardiology at Winthrop-University Hospital in Mineola, New York, who was not involved in the study.

"Health risks, particularly in its contribution to high blood pressure, may occur with the total daily consumption of more than a teaspoon of table salt."

An accompanying editorial in the journal by Dr Suzanne Oparil at the University of Alabama at Birmingham urged caution in interpreting the results "given the numerous assumptions necessitated by the lack of high-quality data."

Other research published in the same issue of the New England Journal of Medicine showed evidence that both high and low levels of sodium were linked to greater risk of death and cardiovascular disease.

That further complicates the question of whether lower sodium diets might help or hurt public health, she said.

"These provocative findings beg for a randomized, controlled outcome trial to compare reduced sodium intake with usual diet," Oparil wrote.

"In the absence of such a trial, the results argue against reduction of dietary sodium as an isolated public health recommendation," said Oparil.

The Institute of Medicine has convened experts to weigh in on the matter, and they reported last year that most evidence shows high sodium boosts the risk of heart disease.

However, the IOM also said there is not enough research to say for sure that lowering sodium to the recommended intake range of 1.5-2.3 grams per day would lower the risk of heart disease in the general population.

Still, it probably wouldn't hurt for most people to try and cut down on sodium, said David Friedman, chief of heart failure services at North Shore-LIJ's Franklin Hospital in Valley Stream, New York.

"Based on the available data, reducing our collective sodium intake to the daily range between 1,500 to 2,000 milligrams per day is probably the sweet spot for just enough but not too much oral sodium intake in most adults with known heart disease or those who are trying to prevent further personal cardiovascular trouble," said Friedman, who was not involved in the study.

Valentin Fuster, physician-in-chief of The Mount Sinai Hospital in New York, said eliminating processed foods is a good way to improve health.

"Nearly 50 per cent of daily sodium intake comes from consumption of bread, processed meats, pizza, soups, sandwiches, snacks, and cheese," he said.

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What is Ebola And How Is It Spread

The United States' top disease detective calls Ebola a "painful, dreadful, merciless virus."

The World Health Organization has declared the outbreak in West Africa an international emergency, killing more than 900 people and spreading.

That's scary and serious. But it also cries out for context.

AIDS alone takes more than a million lives per year in Africa -- a thousand times the toll of this Ebola outbreak so far.

Lung infections such as pneumonia are close behind as the No. 2 killer. Malaria and diarrhoea claim hundreds of thousands of African children each year.

In the United States, where heart attacks and cancer are the biggest killers, the risk of contracting the Ebola virus is close to zero.

Americans fretting about their own health would be better off focusing on getting a flu shot this fall. Flu is blamed for about 24,000 US deaths per year.

To put the Ebola threat in perspective, here are some reasons to be concerned about the outbreak, and reasons not to fear it:

WHY IT'S SCARY

There is no cure for Ebola hemorrhagic fever.

More than half of people infected in this outbreak have died. Death rates in some past outbreaks reached 90 per cent.

It's a cruel end that comes within days. Patients grow feverish and weak, suffering through body aches, vomiting, diarrhoea and internal bleeding, sometimes bleeding from the nose and ears.

The damage can spiral far beyond the patients themselves.

Because it's spread through direct contact with the bodily fluids of sick patients, Ebola takes an especially harsh toll on doctors and nurses, already in short supply in areas of Africa hit by the disease.

Outbreaks spark fear and panic.

Health workers and clinics have come under attack from residents, who sometimes blame foreign doctors for the deaths. People with from Ebola or other illnesses may fear going to a hospital, or may be shunned by friends and neighbours.

Two of the worst-hit countries -- Liberia and Sierra Leone -- sent troops to quarantine areas with Ebola cases. The aim was to stop the disease's spread but the action also created hardship for many residents.

WHERE IT IS

The outbreak began in Guinea in March before spreading to neighbouring Sierra Leone and Liberia. A traveller recently carried it farther, to Nigeria, leading to a few cases in the giant city of Lagos.

Ebola emerged in 1976. It has been confirmed in 10 African nations, but never before in the region of West Africa.

Lack of experience with the disease there has contributed to its spread. So has a shortage of medical personnel and supplies, widespread poverty, and political instability.

Sierra Leone still is recovering from a decade of civil war in which children were forced into fighting. Liberia, originally founded by freed American slaves, also endured civil war in the 1990s. Guinea is trying to establish a young and fragile democracy.

Nigeria, Africa's most populous country, boasts great oil wealth but most of its people are poor. The government is battling Islamic militants in the north who have killed thousands of people and kidnapped more than 200 schoolgirls in April.

This outbreak has proved more difficult to control than previous ones because the disease is crossing national borders, and is spreading in more urban areas.

Tom Frieden, director of the US Centres for Disease Control and Prevention, predicts that within a few weeks, Ebola will sicken more people than all previous occurrences combined. Already more than 1,700 cases have been reported.

Global health officials say it will take months to fully contain the outbreak, even if all goes as well as can be hoped.

REASONS NOT TO BE AFRAID

Ebola is devastating for those it affects. But most people don't need to fear it. Why?

Ebola doesn't spread easily, the way a cold virus or the flu does. It is only spread by direct contact with bodily fluids such as blood, saliva, sweat and urine. Family members have contracted it by caring for their relatives or handling an infected body as part of burial practices. People aren't contagious until they show symptoms, Frieden said. Symptoms may not appear until 21 days after exposure.

"People should not be afraid of casual exposure on a subway or an airplane," said Dr. Robert Black, professor of international health at Johns Hopkins University.

Health officials around the developed world know how to stop Ebola. Frieden described tried-and-true measures: find and isolate all possible patients, track down people they may have exposed, and ensure strict infection-control procedures while caring for patients. Every past outbreak of Ebola has been brought under control.

The CDC is sending at least 50 staff members to West Africa to help fight the disease, while more than 200 work on the problem from the agency's headquarters in Atlanta. The WHO is urging nations worldwide to send money and resources to help.

-It's true that Ebola could be carried into the United States by a traveller, possibly putting family members or health care workers at risk. It's never happened before. But if the disease does show up in the US, Frieden said, doctors and hospitals know how to contain it quickly.

"We are confident that a large Ebola outbreak in the United States will not occur," Frieden told a congressional hearing Thursday.

OTHER THINGS TO WORRY ABOUT

Ebola's toll is minuscule compared with other diseases that killing millions of people.

"The difference is the diseases that do kill a lot of people - malaria, diarrhoea, pneumonia - they cause their problems over time," Black said. "They're not generally epidemic. They're not the kind of sudden burst of disease and death that creates fear like this."

The common diseases have far lower mortality rates. They kill so many people because such huge numbers are infected.

In comparison, Ebola is manageable.

"The order of magnitude of the resources to control Ebola in small communities in three or four countries is very small compared to controlling malaria in all of Asia and Africa," Black said. "I don't at all think we should hold back on the resources to control Ebola, but we need more resources to control these major killers of children and adults that we're making too little effort against.

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Learn How Increase Your Savings

DREAMS of financial independence often centre on fantasies about sudden wealth.

But financial freedom isn't always about possessing great riches. For some, it can be as simple as getting a bit more breathing room from financial constraints like their rent, car payment and other living expenses. That's a goal most people can work toward by making a concerted effort to regularly set aside a portion of their income.

Although it may feel like well-worn advice, saving is at the core of financial independence and can help you through the loss of a job or a sudden financial hardship. And yet, many people are unable or reluctant to put money away even for emergencies.

Just over one in four Americans don't have any emergency savings, according to a June phone survey commissioned by personal finance portal Bankrate.com. And among those who have money put away, half have saved less than three months' expenses.

"People are woefully under-saved for both emergencies and retirement," said Greg McBride, senior financial analyst at Bankrate.com. "You can raise your income or you can cut your expenses, but either way, emergency savings doesn't happen without discipline."

Here are five steps to help boost your savings:

Make it automatic

For many, the biggest hurdle is getting into the habit of setting part of every paycheque aside.

"If you wait until the end of the month and try to save what's left over, all too often, nothing is left over," McBride said.

So don't leave it up to discretion. Instead, arrange for a portion of your paycheque -- some financial experts recommend as much as 10 per cent — to be automatically deposited into a savings account.

Although some 85 per cent of US employees have their pay deposited directly into a bank account, only 18 per cent split part of their income into a savings account, said Katie Bryan, spokeswoman for America Saves, a campaign of the Consumer Federation of America.

Tackle credit card debt

While many people haven't taken steps to save an emergency fund, some are increasingly taking on credit card debt.

Consumer credit card debt grew at an annualised rate of 12.3 per cent in April, the fastest pace since November 2001, according to the Federal Reserve.

Carrying balances for months or years on end will just keep you financially shackled and make it tougher to save. "We consider paying down debt a saving strategy," said Bryan.

You'll pay down your credit cards faster if you don't hold back any extra income as savings, but Bryan suggests paying off your cards and building up savings at the same time.

Begin by making minimum payments on your cards until you cobble together $500 or $1,000 for unforeseen expenses, such as a car repair. Afterward, focus on paying down the card with the highest interest first.

Consider online banks

Savings and money-market accounts offer the fastest way to access cash, a key consideration for your emergency fund. The drawback is that savings accounts at big banks, such as Bank of America or Wells Fargo, generally don't offer enough of a yield to grow your balance meaningfully.

But you'll likely find offers of more attractive yields at online banks like Ally Bank and EverBank.

These Internet banks have few or no branches, so they don't have the expenses of brick-and-mortar lenders. But some require minimum balances, especially for their high-yield accounts. And you'll have to be OK with only being able to access your cash via ATMs or by setting up wire transfers.

EverBank was offering an annual percentage yield of 1.01 per cent on its money-market account recently, according to Bankrate.com. That was the highest APY being offered, though the account requires a minimum deposit of $1,500. Synchrony Bank's savings account offered a 0.95 APY, with no minimum to open, but a monthly $5 fee.

For a no-minimum, no monthly-fee savings account, GE Capital Bank was offering a 0.90 APY. By comparison, basic savings accounts at Bank of America and Wells Fargo advertised an APY of 0.01.

Online calculators can help estimate how much your balance will grow, see http://www.bankrate.com/calculators/savings/simple-savings-calculator.aspx .

Start laddering CDs

The knock against certificates of deposit is that, over the long term, they rarely keep up with inflation because they're risk-free. You agree to lock up your money in a CD for a period of time, usually six months, a year or more, and then you get back your original investment plus the promised interest. But interest rates could surge while your money was in the CD at a lower rate.

Still, CDs can be another way to grow your savings with minimal risk, as long as you keep the CD terms at six months, said Marty Durbin, a certified public accountant and personal finance specialist in Arlington, Texas.

"If it's a six-month CD, you might get more out of it than you would out of a savings account," Durbin said.

One approach, known as laddering, spreads money across several CDs that mature, or pay off, at different times. If interest rates rise, you will be able to jump to that higher rate when the next CD matures.

For guidance, try this online CD ladder calculator: http://www.bankrate.com/calculators/savings/cd-laddering-calculator.aspx .

Feed your pension plan

The fastest way to save is when someone, like your employer, offers to match a portion of what you set aside.

If your employer offers a 401(k) retirement plan with such a perk, you're leaving money on the table if you don't put in at least the minimum amount to get the full matching funds.

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Crime In Jamaica (Among The Highest In The World)

The crime rate in Jamaica is among the highest in the world, every six hours somebody is been murdered in Jamaica. The main problem in Jamaica is kids with guns, fifteen and fourteen year old kids decide who lives from who dies.

A fifty four year old lady by the name of  Eulis Jones Hamilton was robbed $200,000.00 Jamaican dollars then shot in the head gangland style. Every year at least 1200 Jamaicans are been murdered cold blooded mothers and fathers been shot down like animals in the streets. Is there a civil war going on in Jamaica good question, Jamaicans are warring among themselves for no reason at all.

Soldiers On Patrol In a Crime Bed Community 

What is the government doing about it, another good questions my answer would be nothing. The garrisons was setup by the politicians to secure votes now these garrisons are crime beds, the politicians protect the criminals from the police and the criminals in return helps to secure the votes for the politicians in return.

Living Conditions In A Jamaica Garrison

With the above said you can definitely see that the police are given basket to carry water. Lack of education is also a cause for concern most people who are from these garrison areas are deprive of the opportunity of getting an education because of financial reason. Because of a lack of skills to survive they eventually turn to crime as a means of survival.


Living in the garrison is a very ruff experience they are no good role models, the main role model is the don. In Jamaican the don is the crime boss he determining who lives and who dies. He also act as an liaison officer for the politicians, he collects the spoils from the politicians and share it among the masses who lives in the area which he controls. I know of dons who are as young as sixteen Lol aint that a big joke.

Unemployment is very high in Jamaican, Jamaica are become a sore eye to do business because of high crime rate, high taxation and high energy cost. You find a lot of young people with nothing to do so they turn to crime to get by.



  

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Does Music Cause Violence

Does music cause violence, that's a very interesting question so we have to answer it very carefully. My answer to this would be yes, young people look up to entertainers they dress like them, they walk like them and they talk like them.


You are what you listen, you wont find a preacher listening to gangster rap or a gangster listening gospel music, people choose music to match there lifestyle. If you should look back at your grand parents days when there weren't so much violence around there weren't no gangster music.

People are singing that they will shoot, rob and kill, a kid who is 15 and don't know how to think for themselves and see these entertainers as role model what you think they will do. We as adult and role models have to think for these kids and preaching violence to them thru music is not the way for us adults to go.

Music influence fashion, sex and in some cases it influence violence, Please stop the violence in music.

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How To Retire (Retire On Investments Not Saving)

How and when to retire that's the number one questions on everybody lips, you retire when you have accomplish all your goals or when you have reach the age of retirement. A lot of people are saving towards retirement nothing is wrong with savings in fact i encourage savings in all forms.

But in these modern times you cant just retire telling yourself that you have enough saved, with the high cost of living that wont last long. Heath care is a money drainer, the older you get in life is the more health issues that you will have and lets be honest heath care isn't cheap. Food is getting more expensive and it will be more for you, look back at 20 years how much money you spend for groceries. So right there and then inflation as deplete your savings.



Lets take another route to retirement, investments what i love about investments is that your capital remains you will benefit from earnings, yes earnings you will be still making money when you are retire. There a lot of long-term investments you can try, but always remember to do your own research before you invest, they are a lot of crooks who are looking a fast dollar.

Any thing that sounds too good is never true, seek the service of a good and trustworthy investor always remember to read the fine print and never be in a hurry to sign.

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